Starting an LLC sounds simple until you reach the part where every state has different forms, fees, naming rules, registered agent requirements, annual reports, and compliance deadlines. That is where business formation services like Swyft Filings come in.
Swyft Filings is built for entrepreneurs who want to start an LLC, corporation, nonprofit, or DBA without sitting on state websites and trying to figure out every filing step alone. The company positions itself around speed, guided filing, live support, compliance reminders, and a simple online formation process. Its own LLC page says it has helped over 600,000 businesses and that formation specialists review filings for accuracy before submission.
But the real question is not whether Swyft Filings is fast. The real question is whether it is worth the money once you include add ons like an EIN, operating agreement, registered agent service, annual report help, and compliance tools.
This Swyft Filings review breaks down its pricing, features, pros, cons, hidden costs, best use cases, and how it compares with LegalZoom, Bizee, ZenBusiness, and Northwest Registered Agent.
Swyft Filings Review Summary
Swyft Filings is a solid option if you want a fast, beginner friendly LLC filing service with guided support and clear package choices. Its Basic plan starts at $0 plus state fees, which makes it attractive for new business owners who only need formation filing. Its Standard and Premium plans add key documents and faster processing.
Where Swyft Filings becomes less attractive is with add ons. Registered agent pricing is not as clean as some competitors. Some official Swyft pages show registered agent service starting at $149, while Swyft’s own comparison page says the registered agent service fee starts at $199 per year. So buyers should confirm the exact registered agent price during checkout before paying.
Quick Verdict
| Category | Rating | Notes |
| Ease of use | 4.5 out of 5 | Clean online process and beginner friendly flow |
| Pricing | 4 out of 5 | Basic plan is strong, but add ons can raise the total |
| Speed | 4.5 out of 5 | Standard and Premium plans are built for faster filing |
| Registered agent value | 3 out of 5 | Not included free with the Basic plan |
| Customer support | 4 out of 5 | Phone and chat support are available |
| Best for | New founders who want quick LLC filing with guided help |
What Is Swyft Filings?
Swyft Filings is an online business formation company that helps entrepreneurs form LLCs, corporations, nonprofits, and DBAs. Instead of preparing state paperwork yourself, you enter your business details, choose a package, and Swyft Filings prepares and submits the formation documents to the state.
For LLCs, Swyft Filings says its process works in three main steps: you share your business details, Swyft prepares and submits the filing, and once approved, you receive your official formation documents.
The service is mainly designed for people who want convenience. You are not paying Swyft Filings because forming an LLC is impossible on your own. You are paying because you want someone else to handle the paperwork, review the filing, and reduce the chance of missing basic formation steps.
Swyft Filings Pricing
Swyft Filings currently lists three LLC formation packages: Basic, Standard, and Premium. On its LLC page, Basic starts at $0 plus state fees. Standard is shown at $169 on sale, with a regular price of $199 plus state fees. Premium is shown at $269 on sale, with a regular price of $299 plus state fees.
State fees are separate. These are not Swyft Filings fees. They are government filing fees paid to the state where you form your LLC. LegalZoom’s 2026 LLC cost guide says state filing fees alone can range from $35 to $500, with a national average of $130.
Swyft Filings Pricing Table
| Plan | Current Listed Price | Regular Price | State Fees | Processing Time | Best For |
| Basic | $0 | $0 | Extra | 7 to 10 business days | Founders who only need filing |
| Standard | $169 | $199 | Extra | 3 business days | Founders who need EIN and operating agreement |
| Premium | $269 | $299 | Extra | 1 business day | Founders who want fastest filing and extra documents |
What Is Included in Each Swyft Filings Plan?
Basic Plan
The Basic plan is Swyft Filings’ entry level package. It includes the preparation and filing of your Articles of Organization and a 100 percent accuracy guarantee. Swyft Filings lists this plan as $0 plus state fees, with processing in 7 to 10 business days.
This plan is best if you already know what you are doing and only want help submitting your LLC filing. It does not include an EIN, operating agreement, banking resolution, or faster filing.
Basic plan includes:
| Feature | Included? |
| Articles of Organization preparation | Yes |
| Filing with the state | Yes |
| Name availability support | Yes |
| Accuracy guarantee | Yes |
| EIN | No |
| Operating agreement | No |
| Banking resolution | No |
| Fast processing | No |
| Registered agent | No |
The Basic plan is useful, but it is basic in the true sense. Many new LLC owners will still need an operating agreement, EIN, and registered agent. You can get some of these yourself, but if you add them through Swyft Filings, your final cost will rise.
Standard Plan
The Standard plan is Swyft Filings’ most popular package. The official LLC page currently shows it at $169 on sale, with a regular price of $199 plus state fees. It includes everything in Basic, plus custom organizational minutes, custom banking resolution, EIN, and operating agreement. Processing is listed at 3 business days.
This is the plan most first time LLC owners will compare seriously because it includes the two items many founders actually need after formation: an EIN and an operating agreement.
Standard plan includes:
| Feature | Included? |
| Everything in Basic | Yes |
| EIN | Yes |
| Operating agreement | Yes |
| Custom banking resolution | Yes |
| Custom organizational minutes | Yes |
| Faster processing | Yes |
| Registered agent | No |
The Standard plan makes sense if you do not want to apply for the EIN yourself and you want basic internal LLC documents prepared for you. The value is better than Basic only if you actually need those extras.
Premium Plan
The Premium plan is for business owners who want the fastest filing speed and extra document support. Swyft Filings currently lists it at $269 on sale, with a regular price of $299 plus state fees. It includes everything in Basic and Standard, plus a more complete solution with 1 business day processing.
This plan is best for founders who are in a hurry. For example, if you need your LLC formed quickly to open a bank account, sign a vendor agreement, launch a paid campaign, or apply for a payment processor, Premium may save time.
Premium plan includes:
| Feature | Included? |
| Everything in Basic | Yes |
| Everything in Standard | Yes |
| EIN | Yes |
| Operating agreement | Yes |
| Banking resolution | Yes |
| 1 business day processing | Yes |
| Extra legal and business document support | Yes |
| Registered agent | No |
The main reason to pick Premium is speed. If your state processing time is slow, Swyft’s internal speed may help get your paperwork submitted faster, but state approval time still depends on the state.
Swyft Filings Add On Pricing
This is where buyers need to slow down. The package price is not always the final price. Like many business formation companies, Swyft Filings offers optional services during checkout.
Based on Swyft’s own affiliate guide, some listed service prices include annual report filing at $99 plus state fees, initial report filing at $55 plus state fees, operating agreement at $35 plus state fees, amendments and name change service at $99 plus state fees, foreign qualification at $199 plus state fees, and 501(c)(3) application help at $495 plus IRS fee.
| Add On Service | Listed Price |
| Annual report | $99 plus state fees |
| Initial report | $55 plus state fees |
| Operating agreement | $35 plus state fees |
| Corporate bylaws or shareholder agreements | $35 |
| Amendments or name change | $99 plus state fees |
| Foreign qualification | $199 plus state fees |
| Change of registered agent | $149 plus state fees |
| Withdrawal | $99 plus state fees |
| 501(c)(3) application | $495 plus IRS fee |
| Apostille certificate | $75 plus state fees |
Registered Agent Service
Every LLC needs a registered agent. This is the person or company that receives legal notices, government mail, tax notices, and service of process for the business.
Swyft Filings does offer registered agent service, but the pricing information varies across official and third party pages. Some Swyft state pages say prices start at $149, while Swyft’s own comparison page says registered agent service starts at $199 per year.
That matters because competitors like Northwest Registered Agent include one free year of registered agent service with their $39 plus state fee LLC package, then charge $125 per year after that.
For this reason, Swyft Filings is not my first pick if registered agent value is your top concern. It is better for filing speed and guided formation than long term registered agent savings.
Swyft Filings Features
1. Fast LLC Filing
Speed is one of the biggest reasons people consider Swyft Filings. The Basic plan processes in 7 to 10 business days, Standard processes in 3 business days, and Premium processes in 1 business day, according to Swyft’s LLC pricing page.
This does not mean your LLC is guaranteed to be approved by the state in one day. It means Swyft Filings will process and submit your order quickly. State approval timing still depends on the Secretary of State or relevant state agency.
2. Filing Review by Specialists
Swyft Filings says trained formation specialists review documents for state specific rules before submission.
That is useful for beginners because small filing mistakes can cause delays. Wrong names, missing registered agent details, incorrect addresses, or incomplete forms can slow down the process.
3. Operating Agreement
An operating agreement is one of the most important internal LLC documents. It explains how the LLC is owned, how decisions are made, how profits are handled, and what happens if a member leaves.
Swyft includes an operating agreement in Standard and Premium. Basic users can add it separately.
Even if your state does not require an operating agreement, many banks, partners, and investors may ask for it. For single member LLCs, it also helps show separation between you and the business.
4. EIN Assistance
An EIN is a federal tax ID number issued by the IRS. You need it to open many business bank accounts, hire employees, file certain tax forms, and separate business activity from your personal Social Security number.
Swyft includes EIN assistance in Standard and Premium. Forbes Advisor also notes that Swyft offers EIN assistance with Standard and Premium, or as a standalone service.
You can apply for an EIN yourself through the IRS for free, but many founders still pay for EIN assistance because they want the entire setup done in one place.
5. Compliance Reminders
Swyft Filings says it helps with compliance monitoring, annual filing alerts, renewal notifications, and reminders that help keep your LLC in good standing.
This is helpful because forming the LLC is only step one. Most states have ongoing requirements like annual reports, franchise taxes, business licenses, or statement of information filings.
6. Live Support
Swyft Filings says business formation specialists are available by phone or chat.
This is one of the main reasons to choose a filing service instead of doing it alone. If you are confused during checkout or unsure about a filing step, support can save time.
Swyft Filings Pros and Cons
Pros
| Pros | Why It Matters |
| $0 Basic LLC filing | Good for budget focused founders |
| Fast processing options | Useful if you need your LLC formed quickly |
| Beginner friendly process | Easier than handling state forms alone |
| EIN and operating agreement in Standard | Covers common startup documents |
| Compliance reminders | Helps avoid missed deadlines |
| Phone and chat support | Better for first time founders |
Cons
| Cons | Why It Matters |
| Registered agent is not included free | Long term cost can be higher |
| Add ons can increase checkout total | The $0 plan may not stay cheap |
| EIN can be done free through IRS | Some users may not need to pay for it |
| State approval time still varies | Fast internal processing does not control state delays |
| Pricing can be confusing | Registered agent cost appears differently across pages |
Swyft Filings vs Competitors
| Service | Starting LLC Price | Registered Agent | Best For |
| Swyft Filings | $0 plus state fees | Starts around $149 to $199 depending on page and checkout | Fast filing and simple setup |
| LegalZoom | $0 plus state fees | Paid add on | Legal tools and attorney support |
| Bizee | $0 plus state fees | Free first year, then renewal cost applies | Budget friendly LLC formation |
| ZenBusiness | $0 plus state fees | Included in Premium plan | Ongoing business tools |
| Northwest Registered Agent | $39 plus state fees | Free first year, then $125 per year | Privacy and registered agent value |
Bizee lists its formation packages as Basic at $0 plus state fee, Standard at $199 plus state fee, and Premium at $299 plus state fee. ZenBusiness lists Starter at $0 plus state fee, Pro at $199 per year plus state fee, and Premium at $399 per year plus state fee. LegalZoom shows LLC formation starting at $0 plus state filing fees, with Pro and Premium prices shown on its comparison page at $249 and $299 plus filing fees.
Who Should Use Swyft Filings?
Swyft Filings is a good fit if you want a quick, simple formation process and do not want to handle state paperwork yourself.
It is especially useful for:
- First time business owners
- Freelancers forming their first LLC
- Small ecommerce owners
- Consultants and agencies
- Local service businesses
- Founders who need faster internal processing
- People who want an EIN and operating agreement handled together
The Standard plan is probably the best fit for most users because it includes the EIN and operating agreement. The Basic plan is fine if you only want filing help. The Premium plan is mostly worth it if speed matters.
Who Should Avoid Swyft Filings?
Swyft Filings may not be the best choice if you want the lowest long term registered agent cost. In that case, Northwest Registered Agent or Bizee may offer better registered agent value depending on your needs.
You may also want to avoid Swyft Filings if you are comfortable filing directly with your state and applying for your EIN yourself. If you already know the process, you can save money by doing the filing yourself.
Is Swyft Filings Reliable?
Yes, Swyft Filings is a legitimate business formation service and can be reliable for basic LLC formation. Its strongest points are speed, convenience, guided filing, and easy package selection.
But reliable does not mean perfect for everyone. The service works best when you understand what is included and what costs extra. If you go into checkout thinking the $0 Basic plan includes everything, you may be disappointed. If you understand that registered agent service, compliance tools, annual reports, and other items may cost extra, Swyft Filings becomes easier to evaluate fairly.
Final Verdict: Is Swyft Filings Worth It?
Swyft Filings is worth it if you want fast LLC filing, a clean online process, and support from a business formation service instead of doing everything yourself. The Basic plan is appealing at $0 plus state fees, but the Standard plan gives better practical value because it includes the EIN and operating agreement.
The main weakness is registered agent value. Since Swyft does not clearly bundle a free registered agent year into its core LLC package the way some competitors do, your long term cost may be higher.
My recommendation is simple:
Choose Basic if you only need LLC filing.
Choose Standard if you want the best balance of price and useful documents.
Choose Premium if you need faster processing and extra business documents.
Choose another provider if registered agent pricing and privacy are your biggest priorities.
Overall, Swyft Filings is fast and reliable for formation, but it is not always the cheapest once you add everything a new LLC may need.
FAQs About Swyft Filings
Is Swyft Filings legit?
Yes, Swyft Filings is a legitimate business formation service that helps entrepreneurs form LLCs, corporations, nonprofits, and DBAs. Its own LLC page says it is trusted by over 600,000 businesses.
How much does Swyft Filings cost?
Swyft Filings currently lists Basic at $0 plus state fees, Standard at $169 on sale with a regular price of $199 plus state fees, and Premium at $269 on sale with a regular price of $299 plus state fees.
Does Swyft Filings include registered agent service?
Registered agent service is available, but it is not clearly included free in the main LLC packages. Swyft pages show different registered agent pricing references, including prices starting at $149 and another page saying the fee starts at $199 per year.
Is Swyft Filings better than LegalZoom?
Swyft Filings may be better if you want faster filing and a simpler formation focused experience. LegalZoom may be better if you want broader legal services, attorney support, and a larger legal document ecosystem.
Is Swyft Filings better than Bizee?
Swyft Filings is strong on speed and guided filing. Bizee may be better for budget focused users because it is known for low cost formation and registered agent value.
Which Swyft Filings plan is best?
The Standard plan is the best choice for most new LLC owners because it includes an EIN, operating agreement, banking resolution, and faster processing. Basic is best for low cost filing only. Premium is best if you need the fastest processing.
Can I form an LLC myself instead of using Swyft Filings?
Yes. You can form an LLC yourself by filing Articles of Organization with your state and paying the state filing fee. Swyft Filings is mainly useful if you want convenience, filing support, document help, and compliance reminders.
Does Swyft Filings control state approval time?
No. Swyft Filings can process and submit your order quickly, but the state still controls final approval time. Some states approve filings quickly, while others take longer depending on workload and filing method.